A competitive employee benefits scheme can help support your company’s overall goals for growth in Ecuador. With the right strategy, you can create an approach that fits your company’s unique needs and delivers optimal value for your team. Key factors to consider include compliance, taxes, employee expectations, and local market standards.
Ecuador employee benefits plans
As you establish your business internationally, you’ll need to develop a benefits plan that meets legal regulations and market standards. Although the government of Ecuador outlines mandatory employee benefits, most employers also offer supplemental benefits to attract and retain talent. 部分最常見的補充福利包括：
- 假期獎金
- 遠程辦公
- 交通津貼
- 遠距工作津貼
- 電話津貼
- 保險津貼
Required benefits in Ecuador
According to national labor laws, companies in Ecuador need to provide the following mandatory benefits at a minimum:
- 13th remuneration: Also known as a Christmas bonus, workers are entitled to receive a monthly proportional payment of 1/12 of the remuneration they receive during the calendar year.
- 14th remuneration: Also known as a school bonus, workers are entitled to receive a monthly bonus equivalent to 1/12 of the unified basic salary for workers in general (currently USD 450).
- Reserve Fund: After 1 year of service, employees are entitled to a sum equal to 1 month of salary that employers must pay during each year of service thereafter.
- Profit sharing: Employers are required to distribute 15% of net profit for the year to employees. The amount is deductible for income tax calculation.
- Social security: Employers must enroll employees in the IESS. Employers contribute 12.15% and employees 9.45% of the monthly remuneration.
- Employer retirement: An employee who completes 25 years of service with the same employer (unless seniority recognition) is entitled to a lifetime retirement pension, also payable to their heirs for up to 1 year after their death. The worker is also entitled to a proportional employer retirement pension, when they have been dismissed without cause after 20 years of service with the same employer (unless seniority recognition). Both parties may agree to provide a retirement fund, which replaces the monthly retirement pension.
- Global fund payment: This is a one-time payment made by the employer to the employee after the termination of the employment contract (by agreement between the parties). In general, it involves projecting the monthly pensions that a retiree would receive, considering factors such as life expectancy, present value of money, among others.
Designing Ecuador employee benefits plans
雖然合規、具競爭力的福利計劃因國家而異，但您可以遵循這些基本步驟，在任何地方建立成功的計劃。
1. Set your budget and priorities.
評估貴公司的預計營收，並決定您可以負擔多少員工津貼。 您需要確定該地區的首要目標 — 例如，員工留任率和團隊成長 — 並決定如何透過您的福利方案來支援這些目標。
2. Explore the local market.
在您與當地市場互動之前，請花時間研究經濟趨勢和條件。 最好調查該地區其他企業在其福利計劃中提供哪些服務。 看看您的公司是否能符合或超越這些規定。
To better understand what workers want from employers, talk directly with local employees and discuss their needs and benefits preferences.
3. Start designing your program.
開始制定符合當地市場條件且符合員工需求的福利計劃。 從強制性規定開始，使用預算的剩餘部分以獲得優先級附加福利。
When you calculate final costs, remember to account for employee contributions and any administrative expenses.
平均福利成本
Many factors can impact a company’s benefits program expenses, so an average cost might not be a valuable metric. 相反地，專注於您公司的預算和要求，以設計可持續的計畫。
您可以考慮指定總收入的百分比來支持您的計劃。 With this approach, you’ll be able to scale your funding as your company grows.
如何計算員工福利
遵循任何強制性福利給付和標準的法律要求。 Ensure your company can meet or exceed those stipulations. 雇主有義務提供全薪年假和假日假。 儲蓄基金等某些福利在公司政策中確立後是強制性的。
當您制定附加福利規定時，請利用您的研究在當地市場設定具競爭力的利率。 交通、住房或可變使用福利等福利費率將取決於行業和員工特定需求。
How are employee benefits taxed in Ecuador?
所有不屬於個人開支的收入都需納稅。 您可以預期將任何金錢利益納入員工總收入計算的一部分。
員工健康福利
厄瓜多 爾的所有員工都必須投保州政府贊助的健康保險。
與 G-P 合作，打造無所不在的勞動力。
作為您的全球擴張合作夥伴，G-P 將處理薪資發放和合規事宜，以便您可以專注於發展您的團隊和擴展您的業務。 我們領先市場的Global Employment Platform由第一套完全可自訂的全球就業產品提供支援，並由業界最大的國內人力資源和法律專家團隊提供支援，以簡化薪資管理，並協助您提供具有競爭力且合規的當地福利。
深入瞭解我們的平台，並立即申請提案。